ACH Payments: Funding Timeline Update

Effective April 21st, 2025: Our ACH payment processing timeline is changing.

All ACH transactions will now follow the standard 5 business day funding window. You can find  the schedule for funding below:

Weekly Funding Schedule

ACH Processed On Funds Available On
Monday Following Tuesday
Tuesday Following Tuesday
Wednesday Following Tuesday
Thursday Following Wednesday
Friday Following Thursday
Saturday Second Friday (after processing)
Sunday Second Monday (after processing)

Why is this change happening?

Due to increased industry-wide credit risk, our payment provider is discontinuing the courtesy 2-day pre-funding window for ACH transactions. Now all ACH transactions will follow the standard 5 business day payment processing timeline.

Can I request to be moved back onto the old funding timeline?

Not at the moment. We are working with our payments provider to understand how we can provide Roofr users with strong credit histories to move back to expedited funding. We do not currently have a timeline on when that could be available.

Are credit card transactions impacted by this change?

Credit card transactions will still follow the existing two day funding schedule so you can continue to process and be funded in a timely manner with Roofr payments using credit cards.

Where can I find out more about when I will be funded?

You can track the individual funding status of each transaction by viewing them on your Roofr payments dashboard or by viewing your batches and funding report.

Have More Questions? Check out Roofr.com/Help

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